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Generations & Age

Money Habits Across Six Generations

How each cohort earns, saves, spends and pays — from cash and cheques to in-app balances, and the share of global wealth that came with each.

Quick answer

Baby Boomers hold roughly half of global wealth against about 14% for Millennials and under 1% for Generation Alpha, and house price to income has moved from about 3x for the Silent Generation to a projected 10x for Alpha.

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Money Habits Across Six Generations

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Frequently asked

Is the Money Habits Across Six Generations free?

Yes. Every tool on AlphaBetaMinds is free, needs no account and has no usage limit.

Does this tool store what I type?

No. It runs entirely in your browser. Your inputs are never sent to our server, and nothing is logged.

How accurate is it?

It uses the McCrindle generation boundaries (Gen Alpha 2010–2024, Gen Beta 2025–2039) and UN World Population Prospects vital rates. Sources and formulas are on our methodology page.

Can I use the result in an article or report?

Yes, with a credit and a link back to this page. See our terms of use for the full licence.