Future Affordability Ratio
House price to income ratio when an Alpha or Beta child is buying, projected from current house-price and wage growth rather than from today's figure.
A house price to income ratio of 7.4 today becomes about 9.2 by 2052 when a child born in 2018 is buying — a 25% deterioration on current growth rates.
Future Affordability Ratio
Frequently asked
Is the Future Affordability Ratio free?
Yes. Every tool on AlphaBetaMinds is free, needs no account and has no usage limit.
Does this tool store what I type?
No. It runs entirely in your browser. Your inputs are never sent to our server, and nothing is logged.
How accurate is it?
It uses the McCrindle generation boundaries (Gen Alpha 2010–2024, Gen Beta 2025–2039) and UN World Population Prospects vital rates. Sources and formulas are on our methodology page.
Can I use the result in an article or report?
Yes, with a credit and a link back to this page. See our terms of use for the full licence.
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