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Future & Careers

Will a Degree Still Be Worth It?

Model the graduate premium against cost for someone starting university in the 2040s.

Quick answer

A degree costing $60,000 plus three years of forgone earnings shows a lifetime premium of about $297,000 against $150,000 of total cost, breaking even about 23 years into a career.

Free tool

Will a Degree Still Be Worth It?

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Frequently asked

Is the Will a Degree Still Be Worth It? free?

Yes. Every tool on AlphaBetaMinds is free, needs no account and has no usage limit.

Does this tool store what I type?

No. It runs entirely in your browser. Your inputs are never sent to our server, and nothing is logged.

How accurate is it?

It uses the McCrindle generation boundaries (Gen Alpha 2010–2024, Gen Beta 2025–2039) and UN World Population Prospects vital rates. Sources and formulas are on our methodology page.

Can I use the result in an article or report?

Yes, with a credit and a link back to this page. See our terms of use for the full licence.