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Family Money & Benefits

Child Trust Fund Checker by Date of Birth

Were you due a Child Trust Fund? Enter a birth date to see eligibility, which government payments went in, when it matures at 18, and how to find it.

Quick answer

Every child born from 1 September 2002 to 2 January 2011 whose parents got Child Benefit had a Child Trust Fund. The government put in £250 to £277 at the start (£50 from August 2010), £250 more for low-income families, and £250 or £500 at age 7 for children who turned 7 before 1 August 2010.

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Child Trust Fund Checker by Date of Birth

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Frequently asked

Who was given a Child Trust Fund?

Children born between 1 September 2002 and 2 January 2011 whose parents were entitled to Child Benefit. HMRC issued about 6.3 million vouchers; if a parent did not open the account, HMRC opened one for the child.

Did every child get the age-7 Child Trust Fund payment?

No. The age-7 payment (£250, or £500 for low-income families and children in care) was only made to children who turned 7 before 1 August 2010, which means children born from 1 September 2002 to 31 July 2003.

What happens to a Child Trust Fund at 18?

The account matures. The young person can take the money out or move it into an adult ISA. If they do nothing, the money stays in an account that no one else can use until they claim it.

How do I find a lost Child Trust Fund?

Use the free GOV.UK "Find a Child Trust Fund" service. Parents can search, and so can anyone aged 16 or over for their own account. You do not need to pay a company to find it.