Trump Account Eligibility Checker: $1,000 Seed and Dell $250

Yes. Any child under 18 with a valid Social Security number can have one, and Treasury auto-enrolled eligible children on 1 October 2026. Only the $1,000 Treasury seed is limited to US citizens born from 2025 to 2028.

Children born from 2016 to 2024 living in ZIP codes with a median family income of $117,300 or less, based on Census data, until 25 million children were reached. Invest America says all deposits were made as of 9 October 2026; families who claimed an account before 1 October 2026 kept the earlier rule.

The election must be made while the child is under 18 at the end of that year, so by 31 December of the year they turn 17. For a 2026 election the child must have been born after 31 December 2008.