Pension Gap Calculator
How much an Alpha or Beta needs to save to retire on a target income, once inflation has been applied to the target across fifty years.
A $30,000 target income for a child born in 2020 becomes about $175,700 a year by their retirement at 70, needing a pot near $2.9 million and roughly $1,212 a month saved from age 22.
Pension Gap Calculator
Frequently asked
Is the Pension Gap Calculator free?
Yes. Every tool on AlphaBetaMinds is free, needs no account and has no usage limit.
Does this tool store what I type?
No. It runs entirely in your browser. Your inputs are never sent to our server, and nothing is logged.
How accurate is it?
It uses the McCrindle generation boundaries (Gen Alpha 2010–2024, Gen Beta 2025–2039) and UN World Population Prospects vital rates. Sources and formulas are on our methodology page.
Can I use the result in an article or report?
Yes, with a credit and a link back to this page. See our terms of use for the full licence.
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